Peculium is the revolutionary savings platform that seamlessly merges traditional savings economy with the cryptocurrency markets via the power of Automated Machine Learning, Artificial Intelligence (AML-AI), Big data analytics, and the Smart-contracts over the Ethereum Blockchain. Peculium is the bridge between the traditional economy and the new era of crypto-economy, reducing barriers, decreasing volatility, increasing confidence, and creating a mutually beneficial endeavor. Peculium is the door designed to achieve the best risk-benefit ratio for the crypto-investments whether you are an individual or an institution. Pécule (PCL) means savings. PCL is the utility token on Peculium platform used to pay for the various products. These products take advantage of the artificial intelligence engine AIEVE.